My ‘treat yourself’ mentality landed me with $15,000 of debt

November 28, 2016

Debt: $15,000+

Source: Credit cards

Estimated years until debt-free: Unknown

I remember when my relationship to money changed. I was a freshman college student with a little extra money from my grants and scholarships. Before I knew it, I was eating at the fanciest restaurants in town. This was the beginning of my “treat yo’ self” journey. In my freshman year, I spent at least $3,000 just eating out.

I was raised by a single mother who worked three jobs to provide me and my brothers with everything we needed and most of what we wanted. Growing up, there never was a large focus on financial literacy or prepping for my future. Now, I wish there had been.


Read more at the Guardian