Starting today, open enrollment for the Affordable Care Act (ACA) will set in motion a trifecta of change. The ACA adds protections for many, expands coverage for services once considered rare, and ensures the vast majority of the population will receive affordable preventive care. With Black folks more likely to die from cancer, and higher rates of diabetes and heart disease, the preventive care made available in the ACA is crucial, but as gains are made for some, adequate health care is still a distant dream for many of the most vulnerable and misunderstood among us. Whether trying to get a basic doctor’s visit, mental health services, or HIV/AIDS related care, Black trans* people have an uphill and often dangerous battle.
The ACA deals with technical issues that have prevented many trans* individuals from obtaining insurance. It prevents insurance companies from turning away trans* health care seekers, dropping current clients from coverage because of their gender identity, and canceling trans* clients’ insurance due to paperwork mistakes, including misgendering a client or using a former name. This is great news, but for many, insurance is unaffordable and competent care is not available due to bias and inexperience.